HOUSING AND BILLS
* Rent= £4,800
* Coucil Tax= £500
* Electricity= £1,750
* Gas= £800
* Water= £500
* Repairs/Management= £100
* Furniture/Furnishings= £350
FOOD
* Supermarket shop= £875
* Corner shop= £50
* Lunches= £80
* Take aways= £0
* Eating out= £500
* Cafeteria/At Work= £120
HEALTH
* Health Plan= £50
* Medicines/Remedies= £80
SAFETY AND SECURITY
* Home Contents= £250
* Savings= £5000
* Pension Contributions= £1000
* Pet Insurance= £200
* Security Systems= N/A (Renting)
LOVE AND BELONGINGS
* Land Line Costs= N/A
* Mobile Phone= £250
* TV License= £145
* Satellite/Digital= £0
FRIENDS AND FAMILY
* Gifts, Card and wrapping= £1,500
CLUBS AND SOCITIES
* Membership fees= £0
ANNUAL ENTERTAINMENT
* Cinemas/DVDs= £520
* Alcohol at home= £50
* Alcohol outside home= £50
* Cigarettes/drugs= £0
* Coffee and snacks= £100
* Software/Music/Downloads= £200
* Playing Spots/Equipment= £250
* Luggage= £0
* Gigs/Clubs/Concerts= £80
* Entertaining friends/parties= £100
ESTEEM NEEDS
* Cosmetics= £300
* Clothing and shoes= £250
* Toilteries= £400
* Hairdressers= £100
SELF ACTUALISATION NEEDS
* Newspaper and magazines= £250
* Music, arts and books= £400
* Political expenses= £0
* Charitable donations= £50
TRAVEL AND PERSONAL TRANSPORT
* Bus= £0
* Train= £450
* Taxis= £50
* Flights= £300
ANNUAL CAR EXPENSES
* Cost of vehicle= £0
* Tax Disc= £0
* MOT= £0
* Petrol= £0
* Service/Repairs= £0
* Insurance= £0
ANNUAL HOLIDAY COSTS
* Long weekend city break= £250
* Annual 2 week holiday abroad= £1,500
* Winter Skiing Holiday= £0
* Camping/Walking Holiday= £0
* Family Occasion= £200
* Unexpected trips= £400
* Other= £200
TOTAL EXPENSES
HOLIDAYS=£2,550
EXPENSES= £22,900
SUB TOTAL= £25,450
Tax Allowance (Tax Free)= £7,475
Plus Tax @ 20%= *
Plus NIC @ 11%= *
Student Loan Repayments @ 9%(approx £30,000 total) (above £15,000 threshold)= *
* ALL OF THESE ELEMENTS ARE DEPENDENT ON INCOME, AS FEATURED IN 'TOTAL INCOME REQUIRED', AS ABOVE.
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